Independent Advice on Equity Release

Financial freedom in retirement

Tens of thousands of retired homeowners are living life to the full by cashing in on the value of their homes. By releasing the cash locked in their home they have generated a tax-free cash lump sum or a guaranteed income, without having to leave the home they love.

Equity release can open up a new chapter in life for many people, with extra cash to spend on holidays, home improvements or a new car. With the freedom to spend the money in any way you choose, many homeowners simply enjoy the peace of mind that they can meet their monthly bills a little easier.

As equity release has become more popular as a way of boosting the retirement income of thousands of homeowners, the number of plans available has also grown. There are now over 40 different plans available, including lifetime mortgages and reversion plans, each with their own advantages and disadvantages.

Where to start?

Releasing cash from your home may sound like a daunting decision to make with lots of questions that need answering such as:

" How would you decide which plan is right for you?
" How would you work out how much cash you could release?
" Would your state benefits be affected?

Equity release is a lifetime commitment and it will reduce the value of your estate, so you might also want to know how much you would be able to leave to your dependents.

Help is at hand

To help to answer your questions, age-net.co.uk has teamed up with Key Retirement Solutions, the UK's leading independent financial advisers specialising in equity release, to offer you full and impartial advice if you are considering releasing cash from your home.

To find out more now, click here to download a free independent guide to equity release The guide explains the basics of releasing cash from your home and the pros and cons of the different types of plan available.

Key also offer a free of charge, no obligation initial consultation, where you can find out all the answers to your equity release questions and how much cash you may be able to release from your home. Click here to reserve your consultation.

Find out the facts

Key believe you should have all the facts, figures and advice, independent of any plan provider, before you make any decision. They offer a truly personal service, with specialist advice tailor-made for you, to help you make an informed decision in your own time.

Search the whole market

On your request, they'll search the whole market on your behalf to find the most competitive plan for you. This could include one of their exclusive offers from leading providers which are only available through them.

Your safety is guaranteed

To ensure your safety, Key only recommend equity release plans approved by SHIP (Safe Home Income Plans). These plans provide a number of guarantees such as the 'no negative equity' guarantee which ensures that the amount owed will never exceed the value of your home. You are also free to move to another suitable property without financial penalty (subject to lender criteria).

Award-winning service

Key offer an award-winning service and taking their specialist advice could save your estate thousands of pounds in the future by finding the best plan for you. This makes their typical fee of 1.5% of the amount released money well spent, and what's more, the fee is only payable on completion of a plan.

To get started, click to request your free guide, and reserve your free of charge initial consultation or call Key on FREEPHONE 0800 531 60 27. It costs nothing to find out more, there's no hard sell and it could be your first step towards a richer retirement.

This is a lifetime mortgage. To understand the features and risks ask for a personalised illustration.

© Copyright Key Retirement Solutions 2006

 

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